Website Conditions of Use

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

Introduction

This Website www.oopsinsurance.co.uk and any subdomains (the “Service”) is operated by Oops Insurance which is a trading style of Oops Insurance Services Limited, with mailing address of with mailing address of Autumn Park Business Centre, Dysart Road, Grantham, Lincolsnhire NG31 7EU (hereinafter, “We”, “Us”, or “Our”).

These are the Oops Insurance (“Oops Insurance”) terms of use. This will tell you:

The rules of using our service;

What you can do with our content;

What we can do with things you post or upload. Read these terms before using our services. Whenever you use our services, you agree to these terms. You also agree to comply with our privacy policy. If you fail to comply with our terms, then we can suspend or terminate your use of the service provided to you. Services refer to our Website, App and Portal. A service is anything that we offer to you. If there is ever an instance where extra terms apply, we will let you know and you will have to agree to this separately. By accessing this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Oops Insurance’s relationship with you in relation to this website. If you do not agree to these Terms and Conditions you should not use this Site. The use of this website is subject to the following terms of use.

The term ‘Oops Insurance’ or ‘us’ or ‘we’ refers to the owner of the website whose office is Autumn Park Business Centre, Dysart Road, Grantham, Lincolsnhire NG31 7EU. Our company registration number is 11358305. The term ‘you’ refers to the user or viewer of our website.

General

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

The content of the pages of this website are subject to change without notice.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

Oops Insurance reserves the right to revise these Terms and Conditions at any time and we recommend you regularly revisit this page to ensure you have seen and are aware of our latest terms.

Terms of Using our Service

Access to the secure areas of this Site are restricted to authorised persons only. Any User who accesses or attempts to access such areas without authorisation may be subject to prosecution and may give rise to a claim for damages and/or be a criminal offence.

We will take very seriously any access to or interference with this site with intent to deny, corrupt or damage or otherwise interfere with service from the Site or for other commercial purposes. We will monitor any such use and will take whatever action necessary to protect this site from such activities.

Do not harass, offend or attack any individual using this service. Do not post any obscenities that could cause upset or distress. Do not harm or offend any other user of this service.

You will not pretend to be Oops Insurance. This includes:

Recreating a service or copying the look of a service;

Using our branding, trade mark or logos without prior permission;

Using or mention our content in press releases or other marketing measures;

Making money from our content or service;

Sharing our content apart from media design to be shared, e.g. news.

Products and Services

Products and services offered on this site may not be available in all jurisdictions. The financial obligations of individual products or polices are the sole responsibility of the underwriting company.

Neither Oops Insurance nor any other affiliates of the underwriting company are legally responsible for the product/policy obligations.

Oops Insurance may make improvements or changes in products described on this Site at any time without notice.

Oops Insurance makes no representation as to the financial or other suitability of any product described on this Site for any User.

Oops Insurance makes no representation concerning the suitability of the documentation contained within this site for any purpose. It is provided “as is” without express or implied warranty.

External Links

We will sometimes link to non-Oops Insurance sites. We sometimes put our services on this, for example when you contact us on Social Media. We do not endorse the sites we link to and are not responsible for their content or liable for anything that happens if you use them. If you or anyone else shares a link, we are not responsible for anything on the site it links to.

An external site will have their own terms of use that we recommend you read.

Availability

Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if for any reason the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum.

We cannot warrant that this website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website.

Law and Jurisdiction

The pages on this website are intended for access and use by UK residents only and comply with appropriate UK legislation and regulation.

If you are accessing this website from outside the UK, local legislation may not permit us to provide products for you in your own country.

English law shall govern the use of the website and in the event of a dispute you irrevocably submit to the exclusive jurisdiction of the English Courts.

Personal Information

Our usage of your personal information is governed by our Privacy Policy, which forms part of these terms. Please read the Privacy Policy carefully – it deals with your rights and our obligations in relation to your personal data, including what we can do with it, to whom we may disclose it together with your rights of access.

Disclaimer

Oops Insurance expressly disclaims all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security and accuracy.

Oops Insurance specifically disclaims any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damage arising out of or in any way connected with access to or use of this Site (even if Oops Insurance has been advised of the possibility of any such damage), including any liability associated with any virus that may infect a User’s computer equipment. Under no circumstances will Oops Insurance be liable for any loss or damage caused by a User’s reliance on information obtained through this Site. It is the responsibility of each User to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through this Site.

We do not promise that the site or any content, service or feature of the site will be error-free or uninterrupted, or that any defects will be corrected, or that your use of this site will provide specific results. This site and its content are delivered on an ‘as-is’ and ‘as available’ basis. All information provided on this site is subject to change without notice. Oops Insurance cannot ensure that any files or other data you download from the site will be free of viruses or contamination or destructive features. We disclaim all warranties, express or implied, including any warranties of accuracy, non-infringement, merchantability and fitness for a particular purpose. We disclaim any and all liability for the acts, omissions and conduct of any third parties in connection with or related to your use of the site and/or any service. You assume total responsibility for your use of the site and any linked sites. Your sole remedy against Oops Insurance for dissatisfaction with the site or any content is to stop using the site or any such content. This limitation of relief is a part of the bargain between the parties.

The above disclaimer applies to any damages, liability or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of or unauthorised access to, alteration of, or use, whether for breach of contract, tort, negligence or any other cause of action.

We reserve the right to do any of the following, at any time, without notice:

To modify, suspend or terminate operation of or access to the site, or any portion of the site, for any reason;

To modify or change the site, or any portion of the site, and any applicable policies or terms;

To interrupt the operation of the site, or any portion of the site, as necessary to perform routine or non-routine maintenance, error correction or other changes.

Violation of Terms of Use

Oops Insurance reserves the right to seek any remedy available at law or in equity for any violation of these Terms and Conditions, including the right to block access from a particular Internet address to this Site.

We may disclose any information we have about you (including your identity) if we determine that such disclosure is necessary in connection with any investigation or complaint regarding your use of the site, or to identify, contact or being legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) Oops Insurance’ rights or property of visitors to or users of the site, including our customers. We reserve the right at all times to disclose any information that we deem necessary to comply with any applicable law, regulation, legal process or governmental request. We also may also disclose your information when we determine that applicable law requires or permits such disclosure, including exchanging information with other companies and organisations for fraud protection purposes.

You acknowledge and agree that Oops Insurance may preserve any transmittal or communication by you with us through the site or any service offered on or through this site, and may also disclose such data if required to do so by law or Oops Insurance determines that such preservation or disclosure is reasonably necessary to:

Comply with legal process;

Enforce these Terms of Use;

Respond to claims that any such data violates the rights of others;

Protect the rights, property or safety of us, our employees, users of or visitors to the site, and the public. You agree that we may, in our sole discretion and without prior notice, terminate your access to the site, for cause, which includes (but is not limited to):

Requests by law enforcement or other government agencies;

A request by you;

Discontinuance or material modification of the site or any service offered on or through the site;

Unexpected technical issues or problems.

If Oops Insurance does take any legal action against you as a result of your violation of these Terms of Use, we will be entitled to recover from you, and you agree to pay, all reasonable legal fees and costs of such action, in addition to any other relief granted to us. You agree that we will not be liable to you or to any third party for termination of your access to the site as a result of any violation of these Terms of Use.

Dispute Resolution

You agree that all matters relating to your access to or use of the site, including all dispute, will be governed by the laws of the United Kingdom and the EU without regards to its conflicts of laws provisions. You may make a claim in the courts of the country where you reside. Any claims under these Terms of Use must be brought within one year after the cause of action arises, or such claim or cause of action is barred. Claims made under the separate terms and conditions of purchase for goods and services are not subject to this limitation. No recovery may be sought or received for damages other than out-of-pocket expenses, except that the prevailing party will be entitled to costs and legal fees. In the event of any controversy, or dispute between us and you arising out of or in connection with your use of the site, the parties shall attempt, promptly and in good faith, to resolve any such dispute. If we are unable to resolve any such dispute within a reasonable time (not to exceed thirty days), then either party may submit such controversy or dispute to mediation. If the dispute cannot be resolved through mediation, then the parties shall be free to pursue any right or remedy available to them under applicable law.

Copyright Notice

The design, text and images of this Site are owned, controlled or licensed by Oops Insurance or its subsidiaries or affiliates. Oops Insurance and/or its licensors retain all rights, titles and interest to all material provided on this Site. The posting of information and material on this Site does not constitute a waiver by Oops Insurance or any of its licensors of any rights in such material and does not transfer any rights to any User of the Site.

Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any content on this Site for commercial or public purposes. The trademarks, logos and service marks (the “Marks”) displayed on this Site are the property of Oops Insurance or its subsidiaries or affiliates (collectively “Oops Insurance”). Users are prohibited from using any Mark for any purpose without the express written permission of Oops Insurance.

By using this site, you agree that damages may not be an adequate remedy for any breach of the above access terms or infringement of any of our rights by you and you accordingly agree that we are entitled to any and all of the following remedies: injunction; specific performance; orders to deliver up infringing copies or materials and any other legal or equitable relief for any threatened or actual breach and/or infringement. You further agree that no proof of special damages is necessary for us to obtain any such remedies.