Up to £50,000 pursuit cover

Up to £50,000 defence cover

Up to £1,500 hotel expenses

Landlord Legal Expenses Insurance

At Oops, we know a dispute with a tenant can be financially catastrophic for landlords.
We provide a standalone landlords legal expenses insurance policy with £50,000 of cover for both pursing and defending legal disputes. We even provide a free legal helpline. Why not protect your investment and sleep easy for just a few pence per day?

Legal Expenses Insurance

Up to £50,000 of cover

 12 months cover is just £59.00

Legal Expenses Insurance

Up to £50,000 of cover

 12 months cover is just £35.00 when purchased with our Landlord Buildings cover

What’s Covered?

  • Pursuit legal expenses up to £50,000

    After an incident of physical damage, to get possession, pursue an eviction or recover unpaid rent

  • Defence legal expenses up to £50,000

    We will defend your legal rights if an incident arising from letting your property leads to you being prosecuted in a criminal court

  • Hotel expenses up to £1,500

    We will pay up to £50 per day up to the limit of cover for hotel expenses where no alternative accommodation is available to you whilst you try to gain possession of your property for you to live in it

  • Free legal helpline

    Get free access to our in-house lawyers for basic advice on tenancy related legal matters

  • Nil excess

    There is no excess to pay in the event of a claim

Important Documents

This cover is designed for Residential property Landlords that wish to cover themselves for the cost of legal fees in the event of a breach of their tenancy agreement. The policy will cover up to a maximum of £50,000 of professional legal fees for any event detailed within the “What is insured” section below providing that all the Tenant Referencing conditions detailed on Page 1 of the main policy terms and conditions.

Insurance Product Information Document

It is important that you read this document carefully along with the Policy Wording provided for full details of the policy, including what you are covered for and any exclusions or limitations on the policy.

It is important that you read this document carefully along with the Insurance Product Information Document provided for full details of the policy, including what you are covered for and any exclusions or limitations on the policy.

You must provide full and accurate information to all questions asked. Your answers must be true to the best of your knowledge and belief. Your answers will form part of the statement of facts on which your policy will be based. If you become aware that information you have given us is inaccurate or has changed, you must inform us as soon as possible. Failure to do this may invalidate your policy and claims may not be paid.

Your premium will be payable prior to the policy being issued. Full details of the premium paid will be detailed on your policy schedule.

The policy will expire one calendar year from the date it was issued.
Pursuit of a claim outside the jurisdiction of the courts of England & Wales, Scotland and Northern
You must register a claim with us or advise us of an incident that could result in a claim prior to any
You must ensure that you comply with the requirements of any statutory deposit scheme.
You must fully adhere to the Tenant Referencing terms of the policy (see Page 1 of your main policy
terms and conditions for full details).
Maximum legal costs covered are £50,000.

Free Legal Helpline

We provide a free legal helpline to landlords.

Legal Expenses Cover

Covers up to £50,000 of legal fees.

12 Months Cover

Cover last 12 months and can be transferred to new tenants.

No Excess

There is no excess to pay when you make a claim.

Need Tenant Referencing?

We can provide a range of tenant referencing services from basic credit checks to full referencing.

Frequently Asked Questions

Is there an excess fee?

No. There is no excess to pay.

Can I cancel my policy?

Yes. You can cancel without charge within 14 days of the start date of your policy. On the condition that no claims have been made or are pending, we will refund your premium in full. If you wish to cancel your policy after 14 days, you may do so by giving us 30 days notice in writing however no refund will be given.

Which insurer underwrites this policy?

Our Landlord Legal Expenses policy is underwritten by Financial & Legal Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. You can check this on the Financial Services Register by visiting https://register.fca.org.uk/. Registered in England under Company No. 03034220.. Click her to learn more…

Need to Claim?

Logging a claim is quick and easy.


You can log a claim in your customer portal 24 hours per day 365 days of the year.

Alternatively, you can telephone us on 0345 548 1101.

Please make sure you have complied with the policy wording to ensure that the insurer accepts and resolves your claim in a timely manner.


Login to your customer portal and log your claim in just a few clicks


Once your claim is logged, complete the claims form


Your claim will be passed to insurers for validation and processing